Monitor and analyze customer data about projected financial data from the financial statements;
Review the validity of the Bank Statement/Invoice Underlying;
Co-work with Relationship Manager (RM) to identify the needs of customers, products, and financial services industries in-depth understanding of the industry and its customers in the framework of a given risk;
Identify the risks and opportunities that may arise. The recommended approach to risk management;
Understand the details of each industry you are responsible for. (e.g. trend, risk, market);
Analysis and auditing of financial data and other information necessary and relevant for the analysis of customer risk;
Prepare the financial projection of customers as reasonable assumptions;
Analyze and make credit decisions based on Risk Acceptance Criteria (RAC) and the conditions applicable to loan approval;
Conducting field visits (if needed).
Requirement:
Bachelor’s degree in any major;
3-5 years of working experience in developing and delivering training program;
Excellent analytical skills and creative problem solving;
Computer literacy (MS Word, Excel, and PowerPoint);
Proven skills in corporate credit analysis are essential;
Well developed oral and written communication skills;
Ability to collaborate with others to achieve great results and outcomes;
Ability to work independently and as an effective team member;
Ability to liaise effectively & professionally with external organization.